California Short Sale Update: HAFA Changes Go Into Effect February 1, 2015

 On October 30, 2014, Supplemental Directive 14-04 (“Directive”) was issued modifying certain provisions of Version 4.4 of the Making Home Affordable Program Handbook for Servicers of Non-GSE Mortgages (“Handbook”).  Among the revisions to the Handbook were substantial changes to the Home Affordable Foreclosure Alternatives® (HAFA) Program. One of the key components to HAFA is the relocation assistance provision that allows homeowners to receive up to $3,000 to assist with the costs of relocating.  Effective February 1, 2015 the Directive increases the Click for More →

Short Sale Closed 7072 Heron Circle in the Bay Collection of Carlsbad

 Short Sale Closed 7072 Heron Circle in the Bay Collection of Carlsbad Michael Gaddis, J.D. Realty Group, at long last closed a difficult short sale in the Bay Collection of Carlsbad, Ca. Realtor/Attorney Michael Gaddis explains the process and how it came to fruition. For short sale or real estate help in Carlsbad or anywhere in San Diego County, call 760.692.5950 to schedule a free consultation today. SHORT SALE CLOSED 7072 HERON CIRCLE IN THE BAY COLLECTION OF CARLSBAD VIDEO Click for More →